Loan Programs

Rate & Payment Options

Fixed Rate

Help your borrowers plan with confidence. Fixed-rate mortgages offer a consistent interest rate and predictable principal and interest payments throughout the loan term.

Adjustable Rate (ARM)

Offer borrowers an initial fixed-rate period followed by scheduled rate adjustments. ARMs provide another financing option to consider based on your borrower’s goals and expected ownership timeline.

Buydowns

Help borrowers reduce their initial monthly payments with a temporary buydown. Payments increase on a predetermined schedule until the borrower pays the full principal and interest amount.

Loan Program Options-

Conventional Loans

Offer your borrowers flexible financing for home purchases and refinances. With options for primary residences, second homes, and investment properties, conventional loans help brokers address a wide range of borrower needs.

FHA Home Loans

Expand your reach with FHA financing for borrowers who may benefit from a low-down payment and flexible credit guidelines. These government-insured loans give brokers another option to help eligible borrowers purchase or refinance a home.

VA Loans

Support eligible veterans, service members, and surviving spouses with VA financing. With no down payment required in many cases and no monthly mortgage insurance, these loans help brokers deliver valuable home financing options to those who have served.

USDA

Expand your reach with USDA financing for eligible borrowers purchasing a primary residence in qualifying rural areas. With no down payment required, these government-backed loans give brokers another option for low- to moderate- income borrowers. Income and property eligibility requirements apply, helping you match qualified borrowers with a program that fits their needs.

Renovation Loans

Renovation loans combine the cost of buying or refinancing a home with funds for eligible repairs and improvements. From updating a kitchen to making essential repairs, these loans help borrowers create a home that fits their needs—all with one mortgage.